Payment and Insurance

Fees and Payments

Our fees vary, depending upon the service provided. A list of physician fees for initial office visits is available at our office. Charges for x-rays and other services or materials  are in addition to the physician fees. A list of these fees is also available. We require any co-payments and payment for services not covered by your insurance to be paid at the time of your visit.  We accept cash, check, Visa,  MasterCard and American Express.  If you anticipate difficulty making your payments, please contact our billing department to discuss a payment plan.

Insurance

Please have your insurance information available when you come for your first visit or whenever there is a change in your insurance information . If your insurance requires that you have a referral form from your primary care physician, you must present it at your appointment. If you do not have this form, your evaluation may be delayed, and you may be asked to reschedule your appointment.

Your insurance may cover only a portion of the physician’s fee. You are responsible for the balance not paid by your insurance company. The amount of your responsibility is determined by your insurance carrier.

Motor Vehicle Accidents

Full payment is due at the time of service. We will bill only your personal auto liability insurance for care rendered to you as a result of an automobile accident. You are responsible for all charges incurred for treatment of you regardless of any claim or legal action pending.

Workers’ Compensation

If you have workers’ compensation coverage, you should bring a confirmation letter or authorization form from your insurance carrier. This authorization is not required for emergency visits. You may be required to complete an additional form when you arrive.Our staff is friendly and always ready to help with scheduling, insurance or anything else you may need during your time with us. Our doctors and therapists will take extra care to listen to your concerns, answer all your questions and thoroughly explain your condition and treatment options.

It’s All About You

Essex Orthopaedics and Optima Sports Therapy recognize your needs are unique. So is our practice. Click HERE to find out what makes us the perfect fit for your orthopaedic and physical therapy needs.